Get the pdf version: Modifying Your Home Environment to Promote Greater Independence: A Guide to Aging in Place. A useful book from the National Reverse Mortgage Lenders Association. The National Reverse Mortgage Lenders Association is a nonprofit trade association, based in Washington, DC, whose mission is to support the continued evolution of reverse mortgages as an important financial option for senior homeowners while educating consumers and lenders about the varied applications of this type of loan. Members sign a Code of Conduct pledging to abide by guidelines that assure fair, ethical, and respectful practices in offering and making reverse mortgages to seniors. Details on NRMLA and reverse mortgages, and a state-by-state list of reverse mortgage lenders, may be found on NRMLA’s Web site at http://www.reversemortgage.org.