Market Update 3/30/2026

March 30, 2026

Your Weekly Update for Monday, March 30, 2026.

Beacon Rock Wealth Advisors is a dba of BR Capital, Inc. It is a financial planning and registered investment advisory firm in Camas, Washington. We are always available to answer your questions. Give us a call at (360) 735-1900 or send an email.

If you or someone you know is worried about retirement, send us an email or give us a call for a no-obligation Retirement and Social Security Analysis.

If this information is helpful to you, please forward this to a friend and ask them to subscribe at https://newsletters.beaconrwa.com/subscribe.

Have a great week!

Bill Roller
NMLS #107972
CHARTERED FINANCIAL ANALYST
CERTIFIED FINANCIAL PLANNERTM
CHARTERED MARKET TECHNICIAN
bill.roller@beaconrwa.com

For more information about Beacon Rock Wealth Advisors, check out our brochure here: https://beaconrwa.com/beaconrockbrochure/

Click on the image below to go to https://youtu.be/S8pD1Y6Q5RY to see the video from March 30 in which Bill Roller presents the financial update for the week.

Please give the video a “Like” and check out our other videos and subscribe to the channel at https://www.youtube.com/@beaconrwa.

Summary

Markets were DOWN again last week. The Dow Jones Industrial Average was DOWN 0.90% to 45,166.64 while the S&P500 ended DOWN 2.12% to 6,368.85. The Nasdaq Composite FELL 3.23% to 20,948.36. The annual yield on the 30-year Treasury ROSE 2.2 basis point(s) to 4.982%.

Economic Notes

  1. Equity futures point to a higher opening this morning to start a holiday-abbreviated week. The major averages are coming off their fifth consecutive losing week, with each index retreating more than 1.5% in Friday’s action.
  2. The previous losses were largely driven by broad uncertainty, with oil prices remaining elevated amid the conflict in Iran, weighing on inflation expectations and the projected monetary policy outlook. There is also a technical component to the recent weakness, as the major averages were unable to reclaim their 200-day moving averages during an early-week rally. The DJIA has officially entered correction territory.
  3. This morning’s optimism seems to be tied to developments on the geopolitical front. Bloomberg reported yesterday that President Trump said Iran “gave” the U.S. most of the demands outlined in a 15-point peace proposal to end the war, according to Bloomberg. However, the president did not specify what these demands were. The situation remains murky, with President Trump recently stating that the U.S. will destroy Iran’s energy infrastructure on Kharg Island if a deal is not reached soon, according to CNBC.
  4. WTI Crude Oil is back above the $100 per barrel mark, currently up $1.90 (+1.9%) to $101.54 per barrel.
  5. There is no economic data of note today.
  6. In corporate news:
    1. President Trump signed an order to pay TSA agents after Congress failed to pass a resolution to fund the DHS, according to
    2. Sysco (SYY 27, -5.53, -6.8%) trades lower in the premarket after agreeing to acquire Jetro Restaurant Depot in a $29.1 billion deal
  7. Reviewing overnight developments:
    1. Equity indices in the Asia-Pacific region began the week on a mostly lower note with South Korea’s Kospi (-3.0%) and Japan’s Nikkei (-2.8%) leading to the downside. Japan’s Nikkei: -2.8%, Hong Kong’s Hang Seng: -0.9%, China’s Shanghai Composite: +0.2%, India’s Sensex: -2.2%, South Korea’s Kospi: -3.0%, Australia’s ASX All Ordinaries: -0.6%.
  8. In news:
    1. There was little apparent change to the situation in the Middle East over the weekend, leaving some recent concerns in place.
    2. The Japanese yen briefly hit its lowest level against the dollar since mid-2024 before bouncing.
    3. The rebound followed the release of the Bank of Japan’s latest Summary of Opinions, which did not show opposition to additional rate hikes.
    4. There was an increase in expectations for a rate hike from the Reserve Bank of Australia.
    5. Companies listed in China and Hong Kong reported a 3.55% yr/yr increase in profits for fiscal 2025.
  9. In economic data:
    1. India’s February Industrial Production 5.2% yr/yr (expected 4.7%; last 4.8%) and February Manufacturing Output 6.0% m/m (last 4.8%)
  10. Major European indices trade in the green despite a continued rise in energy prices that has Brent crude approaching $110/bbl. STOXX Europe 600: +0.5%, Germany’s DAX: +0.2%, U.K.’s FTSE 100: +0.9%, France’s CAC 40: +0.3%, Italy’s FTSE MIB: +0.5%, Spain’s IBEX 35: +0.2%.

Market Notes

  1. The S&P 500 futures are 0.6% above fair value; the Nasdaq 100 futures are 0.6% above fair value; and the DJIA futures are 0.6% above fair value
  2. Key factors driving the futures market:
    1. Possible de-escalation in Iran war
    2. Speculation that market is due for a bounce from short-term oversold conditions
    3. Early gains in mega-cap stocks
  3. President Trump confirms, ‘serious discussions with a new, and more reasonable, regime to end our Military Operations in Iran.’ Truth Social
  4. President Trump says Iran has agreed to most demands. Bloomberg
  5. President Trump tells FT the US may take Iran’s oil
  6. President Trump speculates about seizing Kharg Island from Iran. The Independent
  7. President Trump speculates about seizing Iran’s uranium. WSJ
  8. President Trump said on Sunday that long sought after targets in Iran have been taken out
  9. Bond market underestimating slowdown risk, according to JPMorgan and PIMCO. Bloomberg
  10. Senate Banking Committee plans to complete nomination proceedings for the new Fed Chairman by April 13.
  11. The Japanese yen briefly hit its lowest level against the dollar since mid-2024 before bouncing. The rebound followed the release of the Bank of Japan’s latest Summary of Opinions, which did not show opposition to additional rate hikes.
  12. S. Treasury officials will reach out to domestic and international insurance regulators to discuss systemic risk within the private credit sector.
  13. Palo Alto Networks (PANW): CEO disclosed the purchase of 68,085 shares at $146.46 – $147.48 worth approximately $10 mln (transaction date 3/27)
  14. Sysco (SYY)to acquire Jetro Restaurant Depot in $29.1 bln deal, expands into cash & carry channel; reaffirms FY26 outlook
  15. Brokerage research calls of note:
    1. Upgrades: AGRO, ADI, BMI, BSAC, CCL, CELH, CL, CRWD, EXPE, GPI, INSM, CART, MAC, NOK, NOVT, OPLN, SFRGY, SLM, SDXAY, SOUHY
    2. Downgrades: BSX, BYDIF, DOLE, HIG, NOMD, OVV
  16. WTI crude futures +1.4% to $101.01/bbl; nat gas futures -3.9% to $2.91/mmbtu; copper futures +0.5% to $5.52/lb; gold futures +2.1% to $4584.60/toz; silver futures +1.9% to $71.07/toz
  17. 2-yr note yield -6 bps to 3.86% and 10-yr note yield -7 bps to 4.37%
  18. The U.S. Dollar Index +0.2% to 100.32
  19. Fed speakers: Fed Governor Miran (FOMC voter) at 10:00 a.m. ET; Fed Chair Powell (FOMC voter) at 10:30 a.m. ET; New York Fed President Williams (FOMC voter) at 4:00 p.m. ET
  20. There is no U.S. economic data of note today

Mortgage Rates

“Mortgage rates this week averaged 6.38%,” said Sam Khater, Freddie Mac’s Chief Economist. “The housing market continues to show gradual improvements compared to a year ago amid recent rate volatility. Purchase and refinance applications are up year-over-year, and rates remain lower than last year when they averaged 6.65%.”

The 30-year FRM averaged 6.38% as of March 26, 2026, up from last week when it averaged 6.22%. A year ago at this time, the 30-year FRM averaged 6.65%.

The 15-year FRM averaged 5.75%, up from last week when it averaged 5.54%. A year ago at this time, the 15-year FRM averaged 5.89%.

Mortgage Rates

Selected Cryptocurrencies

Symbol Name Price 24h % 7d % Market Cap Volume(24h)
BTC Bitcoin $67,446.24 1.42% -1.54% $1,349,537,820,238 $31,275,219,300
ETH Ethereum $2,054.68 2.96% 0.34% $247,983,017,422 $14,637,416,402
BNB BNB $617.54 0.91% -1.37% $84,206,174,396 $1,600,258,150
XRP XRP $1.34 0.98% -1.91% $82,591,795,084 $1,685,680,471
SOL Solana $83.73 1.95% -2.52% $47,940,578,755 $3,458,422,048
TRX TRON $0.32 1.70% 5.37% $30,667,210,495 $638,438,619
DOGE Dogecoin $0.09 1.97% 2.68% $15,635,347,068 $1,095,948,723
HYPE Hyperliquid $37.93 -3.54% 2.60% $9,722,840,835 $205,191,019
BCH Bitcoin Cash $453.90 -5.69% -3.11% $9,084,561,926 $504,941,325
ADA Cardano $0.25 2.32% -0.76% $8,963,577,327 $461,024,798
LEO UNUS SED LEO $9.70 0.52% 4.21% $8,937,870,311 $458,242
XMR Monero $337.71 3.35% -4.72% $6,229,661,469 $73,529,159
LINK Chainlink $8.74 3.23% 1.19% $6,194,015,134 $294,542,104
USDe Ethena USDe $1.00 0.00% -0.04% $5,876,857,709 $74,956,278
CC Canton $0.15 -1.76% 4.70% $5,815,382,228 $9,026,316
XLM Stellar $0.17 2.22% 9.19% $5,642,657,897 $101,731,426
DAI Dai $1.00 0.01% -0.01% $5,364,837,672 $315,610,560
USD1 World Liberty Financial USD $1.00 0.00% 0.00% $4,383,421,745 $920,592,787

4:00 AM PDT, Monday, March 30, 2026. Source: https://coinmarketcap.com

If you know someone age 62 or over who is feeling stressed financially and considering a reverse mortgage please send them this excellent piece with general information about reverse mortgages at: https://beaconrwa.com/reversemortgageguidebrwa/

Sources: Bill Roller, BR Capital, Inc. dba Beacon Rock Wealth Advisors American Association for Individual Investors (AAII), Associated Press, Barclays Capital, Bloomberg, Briefing.com, Citigroup, Deutsche Bank, FactSet, Financial Times, Goldman Sachs, JPMorgan Asset Management, MarketfieldAsset Management, Morgan Stanley, MSCI, Morningstar, Northern Trust, Oppenheimer Funds, PIMCO, Standard & Poor’s, StockCharts.com, The Conference Board, Thomson Reuters, T. Rowe Price, U.S. Bureau of Economic Analysis, U.S. Federal Reserve, Wall Street Journal, The Washington Post. Index performance is shown as total return, which includes dividends, with the exception of MSCI-EM, which is quoted as price return/excluding dividends. Performance for the MSCI-EAFE and MSCI-EM indexes is quoted in U.S. Dollar investor terms.

The information above has been obtained from sources considered reliable, but no representation is made as to its completeness, accuracy or timeliness. All information and opinions expressed are subject to change without notice. Information provided in this report is not intended to be, and should not be construed as, investment, legal or tax advice; and does not constitute an offer, or a solicitation of any offer, to buy or sell any security, investment or other product BR Capital, Inc. dba Beacon Rock Wealth Advisors  is a registered investment advisor.

Notes key: (+) positive/encouraging development, (0) neutral/inconclusive/no net effect, (-) negative/discouraging development.